Child Cover

It is a natural desire to want to wrap your child up in cotton wool and protect them from harm. But while cotton wool might protect them from sticks and stones, children are just as much at risk of suffering a traumatic event as adults.

Child Cover pays you a tax free lump sum if your child suffers specified child trauma events. While money can’t buy a quick recovery, it can ease financial pressures you may face during an emotional time. Private Health Insurance only covers hospital stays and some medical/extras expenses. It won’t cover rehabilitation, alterations to your home or long-term nursing care. For as little as a cup of coffee you could cover your child for $50,000.

Annie's Story

Annie's parents thought she had the flu.  When the symptoms persisted for some time, they returned to their GP for some blood tests.  The results showed that she had leukaemia.  Annie was in and out of the children's hospital on a regular basis and had chemotherapy for twelve months.  Finally, after two years, the doctors gave Annie an optimistic prognosis.

Annie's parents, Julia and Michael, suffered a lot of stress and worry during this time.  Fortunately, Julia and Michael didn't have to worry about financial issues as well.  Julia and Michael had taken out a Child Cover policy which paid out a lump sum payment of $75,000.

With this money they were able to cover:

  • Julia giving up her job so she could fully care for Annie
  • hotel stays so Julia and Michael could be close to the hospital
  • a live-in nanny to look after their other children
  • a much needed family holiday to the Gold Coast once Annie had recovered

Julia and Michael were relieved they could give Annie and her siblings all the attention they needed during a very traumatic time.  Provided by CommInsure Claims.

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